Knowledge Resource Center Search for 'su:"Economics"'

Bank Financial Management

]]> By Indian Institute of Banking .
Macmillan Publishers India Ltd. 2010 .
486 , Bank Financial Management’ is a resourceful and comprehensive guidebook for banking professionals. Published in 2010, the book offers wide coverage to all the vital areas and concepts of banking through its meticulously designed set of modules. Divided in four modules, the book addresses topics like Balance Sheet Management, International Banking, Risk Management and Treasury Management sectors. Each topic is further divided into different concept and explained with theory and examples. All the four topics of the book cover prime area of focus. Risk Management section educates about Risks, Risk in Banking Business, Regulations in Banking Industry, Market Risk, Credit Risk and various other aspects of field. This book helps readers to familiarize with the concept of International Banking, while learning about Forex Business, Exchange Rates, Basics of Forex Derivatives, Correspondent Banking, NRI accounts and Role of ECGC, FEMA and FEDAI. Similarly, other sections, terminologies and concepts are explained in clear and detailed way. Written in simple and easy-to-understand language, this book is ideal for banking professionals, who want to get deeper understanding of banking industry. 978—0230330467

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Economics in Horticulture

]]> By Sargent, M J.
New Delhi United Book Prints 2014 .
138 9789383692026

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Cooperative Agricultural and Rural Development Banks

]]> By Anand, Jaya S.
New Delhi Atlantic Publishers and Distributors 1999 .
143 8171568408

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Public Finance Volume-I

]]> By Chand, S N.
New Delhi Atlantic Publishers and Distributors 2008 .
286 , Public Finance is a study of collection of revenue from the public by the government and spending it for the welfare of society. Although an important part of Economics, Public Finance, as a science is older than Economics itself. Actually, it was the forerunner of science to which it is now subordinate. The writings of cameralists dealt more fully with this part of the field of political economy than with any other. During the last two decades or so, every branch of Economics has undergone considerable change under the impact of Keynesian New Economics. Realising this, many foreign writers have attempted to recast Public Finance theory by incorporating Keynesian analysis. Indian writers, however, have, by and large, modeled their treatment of the subject on the once famous but now largely out of date Dalton’s Public Finance. This book, in 2 Volumes, brings to light the changes that have come about and comprehensively covers various aspects of Public Finance—Theory, Revenue, Debt and Expenditure. Construction of chapters and enlisting of questions have been done after making a wide analysis of the syllabi prescribed for the subject in various Indian universities, following the pattern of questions asked in different examinations. The text has been supplemented with tables and figures which have been updated from authentic sources. Opinions of established economists and erudite scholars have been cited in each major topic relating to Public Finance to substantiate the text. Every effort has been made to keep the style lucid and the approach analytical. The book caters to the academic needs of the postgraduate, graduate and undergraduate students of Economics. It is equally useful for those pursuing MBA and M.Com. courses. In addition, the aspiring candidates for various competitive examinations will find this book highly useful. It will prove an ideal reference book for teachers and researchers. 9788126908004

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Public Finance Volume-II

]]> By Chand, S N.
New Delhi Atlantic Publishers and Distributors 2008 .
..598 , Public Finance is a study of collection of revenue from the public by the government and spending it for the welfare of society. Although an important part of Economics, Public Finance, as a science is older than Economics itself. Actually, it was the forerunner of science to which it is now subordinate. The writings of cameralists dealt more fully with this part of the field of political economy than with any other. During the last two decades or so, every branch of Economics has undergone considerable change under the impact of Keynesian New Economics. Realising this, many foreign writers have attempted to recast Public Finance theory by incorporating Keynesian analysis. Indian writers, however, have, by and large, modeled their treatment of the subject on the once famous but now largely out of date Dalton’s Public Finance. This book, in 2 Volumes, brings to light the changes that have come about and comprehensively covers various aspects of Public Finance—Theory, Revenue, Debt and Expenditure. Construction of chapters and enlisting of questions have been done after making a wide analysis of the syllabi prescribed for the subject in various Indian universities, following the pattern of questions asked in different examinations. The text has been supplemented with tables and figures which have been updated from authentic sources. Opinions of established economists and erudite scholars have been cited in each major topic relating to Public Finance to substantiate the text. Every effort has been made to keep the style lucid and the approach analytical. The book caters to the academic needs of the postgraduate, graduate and undergraduate students of Economics. It is equally useful for those pursuing MBA and M.Com. courses. In addition, the aspiring candidates for various competitive examinations will find this book highly useful. It will prove an ideal reference book for teachers and researchers. 9788126908820

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Theories of Agricultural Finance

By Jugale, V B.
New Delhi Atlantic Publishers and Distributors 1991 .
156

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Towards Village Banking

]]> By Jugale, V B.
New Delhi Atlantic Publishers and Distributors 2003 .
113 , The restructurisation of financial sector has wider implications on the macro-economic variables operating in the money market. The trend of village banking is a dint to the existing co-operative and commercial banking system in India. This book is an outcome of a continuous research made by the author in the field of rural credit in India. The author’s scheme of Co-operative Village Bank has been empirically evidenced and tested in the case of Mini Kisan Banks i.e., a conversion of Primary Agricultural Co-operative Credit Societies (PACS) into a banking unit in Kolhapur District (Maharashtra). The Co-operative Village Banking (CVB) was initially highlighted in one of the books of the author. The same has been empirically tested and revised in the framework of financial sector reforms and village banking trend worldwide. His alternative model has attained a good result in Kolhapur District. Hence, it is advocated as an alternative model of rural co-operative credit system in India. This will be a new impetus to the co-operative movement in the new millennium 9788126902187

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General Theory of Employment, Interest and Money

]]> By Keynes, John Maynard.
New Delhi Atlantic Publishers and Distributors 2012 .
351 , John Maynard Keynes is the great British economist of the twentieth century whose hugely influential work The General Theory of Employment, Interest and Money is undoubtedly the century’s most important book on economics—strongly influencing economic theory and practice, particularly with regard to the role of government in stimulating and regulating a nation’s economic life. Keynes’s work has undergone significant revaluation in recent years, and “Keynesian” views which have been widely defended for so long are now perceived as at odds with Keynes’s own thinking. Recent scholarship and research has demonstrated considerable rivalry and controversy concerning the proper interpretation of Keynes’s works, such that recourse to the original text is all the more important. Although considered by a few critics that the sentence structures of the book are quite incomprehensible and almost unbearable to read, the book is an essential reading for all those who desire a basic education in economics. The key to understanding Keynes is the notion that at particular times in the business cycle, an economy can become over-productive (or under-consumptive) and thus, a vicious spiral is begun that results in massive layoffs and cuts in production as businesses attempt to equilibrate aggregate supply and demand. Thus, full employment is only one of many or multiple macro equilibria. If an economy reaches an underemployment equilibrium, something is necessary to boost or stimulate demand to produce full employment. This something could be business investment but because of the logic and individualist nature of investment decisions, it is unlikely to rapidly restore full employment. Keynes logically seizes upon the public budget and government expenditures as the quickest way to restore full employment. Borrowing the money to finance the deficit from private households and businesses is a quick, direct way to restore full employment while at the same time, redirecting or siphoning off the funds from the private sector which caused the over-production is in the first place. Keynes’s theory is unquestionably significant in understanding of modern economics. Far from being destructive, it alone has been responsible for nearly 60 years of growth without a major depression as we experienced worldwide in the 1930s. While the present book is indispensable for the students, researchers and teachers of Economics, it is highly useful for the general readers keenly interested in understanding nation’s economy. 9788126906581

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Indian Economy : Vision, Reality, Challenges

By Narula, Uma.
New Delhi Atlantic Publishers and Distributors 2007 .
120 9788126906820

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Digital Electronics

]]> By Green, D C.
New Delhi Pearson Education 1999 .
398 , Digital Electronics provides a comprehensive introduction to the principles of modern digital electronic from basic logic elements to analogue—digital converters. This new edition of Digital Electronics for Technicians has been revised to bring it up-to-date with current devices and includes many practical exercises. 9788177580686

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Animal Agriculture in Developing Countries

]]> By Gopaiah, Kurra Venkata.
New Delhi Random Publications 2016 .
294 , The intensification of farm animal production in industrialized agricultural system,or factory farms,compromises animal welfare and degrades the environment .Animal agriculture inefficiently consumes natural resources,contributes to deforestation,and produces immense quantities of animal waste,threatening water and air quality and contributing to climate change.Terms like "Factory Farming" are often used to describe modern animal agriculture.Unfortunately,this terminology seems to de-humanize the practice of raising livestock and poultry,which is not at all true.Farm sizes have gotten bigger for all livestock species and poultry.This is simply is a result of efficiencies of size and the public demand for low-cost meat,milk and eggs in the supermarket.we often hear about the loss of the family farm ,which in many cases, simply is not true;that family farm has just gotten a lot bigger.This is the same whether we are talking about livestock production or crop production.Agricultural producers are under constantpressure to minimize the impact their management practices have on the environment. Although most environmental concern related to animal agriculture have focused on water quality during the past two decades, air quality issues have become an increasing concern.Odors have been the main air quality concern related to agricultural animal production.However,ammonia emission from livestock and poultry operations have recently received significant attention.The book will suit to the needs of students, teachers,scholars and general readers. 9789351117841

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Marketing of Tourism and Alled Services

]]> By Sharma, Keshav, Chauhan, Vinay, Nagar, Komal .
New Delhi Kanishka Publishers Distributors 2016 .
258 , The dynamics of tourism as a global socio economic phenomenon has emerged as the most important employment generating sector.Besides being a key driver of socioeconomic growth in almost all growing economies , including India, where it has been witnessed as a substantial and vibrant business activity,tourism is fast becoming a potential game changer and a sunrise industry worldwide.This book advances knowledge and understanding of tourism sector and allied services as it deals with various dimensions of tourism marketing and promotion,including issues related to planning, product development, branding,use of online and social media in tourism marketing, service quality and tourist behaviour.This book also shows glimpses of specialised areas such as cuisine tourism, digital marketing in tourism,E-tourism and wellness tourism.This book is helpful for academicians, students,tourism professionals, travel guides, tour operators and other stakeholders interested in exploring opportunities marketing and promotion of tourism and allied services. 9788184577051

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Institutional Financing for small Scale industries

]]> By Patra, G k .
New Delhi Discovery Publishing House Pvt. Ltd 2003 .
196 , In the present book, a comparative analysis has been made between two SFCs namely the Andhra Pradesh State Finance Corporation and the Orissa State Finance Corporation. This role in the Small Scale Industrial Development in their respective State has also been evaluated over a period of ten years. The book equally contains valuable suggestions which deserve to attract the attention of planners, policymakers, researchers and the Govts. as well. 817141706X

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Problems and Prospects of Small Industries

]]> By Misra, R N.
New Delhi Discovery Publishing House Pvt. Ltd 2005 .
117 , This book is of immense value. It throw light on various angles of small Industries of our country. The book is very helpful to the planners, teachers, research scholars , students , government agencies which are non-government agencies which are concerned with the economic development of the country as a whole. 8171419224

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Rural Banking in India

]]> By Narasaiah, M Lakshmi .
New Delhi Discovery Publishing House Pvt. Ltd 2003 .
97 , The Regional Rural Banks aim at poverty alleviation. Rayalaseema Grameena Bank was set up under the Regional Rural Banks Act 1976.The primary objective of the bank is to extend financial assistance to the weaker sections.such as small and marginal farmers,village artisans, and landless labour.This study is an attempt at evaluting the performance of Rayalaseema Grameena bank in terms of deposit mobilisation,recovery performance,and utilisation of credit. It also examines critically, the problems faced by the borrows, particularly poorest of the poor in securing credit. It is the right time to examine the performance of Rayalaseema Grameena Bank in Andhra Pradesh in meeting the Credit requirements of the weaker Sections. 8171416357

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Rural Banks for Rural development

]]> By Mohapatra, G P.
New Delhi Discovery Publishing House Pvt. Ltd 1997 .
282 , This work is a pioneering attempt to survey the various problems of credit provided by Rural Banks (RRBS) for Rural Development. It explains the genesis and growth of Rural Financial Institutions and the need for establishing the R R Bs in the country. This particular financial institution in meant to provide the nucleus of Rural Finance in a region which is administratively designated as district.This research work is in the nature of a case study of an RRB in the state of Orissa and of India. The Rural Banks, being the Institution for Rural Development and for Rural Credit can bring remarkable positive changes in the Rural sector, if the constraints in their functioning can be removed. As such this work makes a painstaking attempt to find out the constraints on the functioning of R.R.B. and to suggest remedial measures to the Bank as well as to the sponsor Bank, State and Central Governments. This book being a serious research work, ensures an attractive reading to scholars and policy makers. 8171413803

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Rural industries Programme : An Evaluation

]]> By Rao, B Sudhakar.
New Delhi Discovery Publishing House Pvt. Ltd 2003 .
314 , The rural industrialization is an important strategy for employment generation and poverty alleviation. However, several government sponsored programmes in this regard have fallen sort of expectations due to a variety of shortcomings such as improper direction of subsidies , over emphasis on targets, unscientific methods in selecting and compensating the programme implementing agencies.Promotional institutions and development authories ought to know how these shortcomings could be tackled. The present book, which evalutes tha nation wide Rural Industries Programme (RiP) sponsored by small Industry Development Bank of india (SIDBI),seek to provide comprehensive reading material for them. It points out that a comprehensive package of enterprise promotion service-including identification of prospective entrepreneurial and functional skill to take up self employment ventures, identification of viable projects and counseling, professional support in project preparation, linking up with financial institutions and establishing market linkages leading to the building up of enterprise viability-is the only answer to the challenges in accomplishing rural industrialization. 8171416500

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Small Scale Industries

]]> By Narasaiah, M Lakshmi .
New Delhi Discovery Publishing House Pvt. Ltd 1999 .
158 , Small scale Industries play a vital role in the development of a developing of small- scale industries provide an opportunity for the optimum utilization of local resources to serve the local needs. Ananatpur distric is one of the 14 industrially backward distric of Andhra Pradesh,Indentified by the union Government. Monetary concessions and fiscal incetives asr available to entrepreneurs who set up industries in the distric. Geographically,Anantapur is the largest distric of Andhra Pradesh. The main thrust of the current study is to deliver deep into the problems and suggest suitable remediacal measures to pop up the small-scale industries.One of the most important objectives of this industrial plan for backward region would be to generate sufficient employment for local people.This book studies in detail about the small -scale industry in this district. 8171414699

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Indian Economy for Civil services Examination

]]> By Singh, Ramesh.
New Delhi MCGraw Hill Education (India) Pvt. Ltd., New Delhi 2017 .
26.11 978-93-5260-614-6

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Reforms, Rural Development and the Human Face Perspectives, Perceptions, Prescriptions

]]> By Kaushal, S; Ediror.
New Delhi Deep & Deep Publications Pvt. Ltd. 2006 .
440 978-81-762987-97

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Strategies for Sustainable Rural Development

]]> By Singh, Surat; General Editor.
New Delhi Deep & Deep Publications Pvt. Ltd. 2003 .
329 81-7629-461-6

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TaxMann's GST Ready Rackoner

By Datey, V S.
New Delhi Taxmann Publication (P), Ltd., Delhi 2018 .
722

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Investments

]]> By Sharpe, William F. .
New Delhi Prentice Hall of India Pvt. Ltd. 2000 .
1058 81-203-0982-0

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National Income Accounting

By Dhingra, I C.
New Delhi Sultan Chand &Sons .
236 NA

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Income Tax Guide: Assessment Year 2001-2002

]]> By Lakhotia, R.N..
New Delhi Vision Books Pvt. Ltd. 2000 .
208 81-7094-399-X

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STOCKS to Riches. Insights on investor Behaviour

]]> By Parag, Parikh.
New Delhi Tata McGraw Hill Publishing Company Ltd. 2006 .
112 0-07-059771-5

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Income Tax Rules Volume 1

]]> By Taxmann.
New Delhi Taxmann Publication (P), Ltd., Delhi 2018 .
28.4 , VOLUME 1 - INCOME TAX RULES - COMPREHENSIVE ACTION POINTS FOR FILING FORMS - INCOME COMPUTATION & DISCLOSURE STANDARDS - COMMODITIES TRANSACTION TAX RULES - SECURITIES TRANSACTION TAX RULES - EQUALISATION LEVY RULES - PROHIBITION OF BENAMI PROPERTY TRANSACTIONS RULES - OTHER DIRECT TAX RULES / SCHEMES 978-9-387-70251-6

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Income Tax Rules: Return Forms for Assessment Year 2018-19 Volume 2

]]> By Taxmann.
New Delhi Taxmann Publication (P), Ltd., Delhi 2018 .
284 978-9-387-70251-6

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Income Tax Act

]]> By Taxmann.
New Delhi Taxmann Publication (P), Ltd., Delhi 2018 .
2.61; 3.41 978-9-387-70248-6

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Woman Entrepreneurship

]]> By Dixit, R K.
Jaipur Ritu Publications 2009 .
216 978-81-87445-32-6

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Rural Entrepreneurship: Growth and Potentials

By Soundarapandaian, M.
New Delhi Kanishka Pub., Distributors 2001 .
256 978-81-7391-409-5

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Women Empowerment Through Entrepreneurship Development

]]> By Setty, E D .
New Delhi Anmol Publication Pvt. Ltd. 2007 .
460 81-261-3117-9

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A Bank for the Buck: The New Bank Movement & the untold story of The Making of India's Most Valued Bank

]]> By Bandyopadhyay, Tamal.
Mumbai Jaico Publishing House 2013 .
343 978-81-8495-396-1

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Business Environment: Text and Cases

]]> By Paul, Justin.
Chennai McGraw Hill Education (India) Pvt. Ltd. 2019 .
593 978-93-5316-249-8

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Rich Dad Poor Dad

]]> By Kiyosaki, Robert T.
USA Plata Publishing, LLC 1997 .
352 , 'The love of money is the root of all'versus 'The lack of money is the root of all evil' 'Icannot afford it'versus 'How can I afford it?' 'Money does not matter'versus 'Money is power' 'Study hard so you can find a good company to work for'versus 'Study hard so you can find a good company to buy' One was myPoor Dadwhile the other was myRich Dad How did I end up with two dads? One, obviously, was my biological father, who had worked hard all his life, given me a comfortable life, and did not take much to the bank after paying his bills. The other dad, my friend Mike's dad, did not have as many degrees as my biological dad but made a lot more money. One was my Poor Dad, while the other was my Rich Dad. As a kid, when someone suggested that I should 'make money', I roped in my friend Mike, and we decided to melt down empty toothpaste tubes and make 'nickels' out of it. We took 'making money' way too literally. That is when we reached out to Mike's dad, who declared thathe would teach us how to make money, but not in the classroom style. Rule 1: The rich do not work for money On Mike's dad's suggestion, we started helping out at his office, running some errands. The pay was not much, just about enough to help us 9-year-olds buy some comic books. Soon, I was disillusioned enough to stand up and declare that I was 'quitting my job'. When Mike's dad met me, I told him how he was exploiting 9-year-olds. This is where Mike's dad, myRich Dad,offered me his first lesson: The poor work for money. The rich have money work for them Most of us work for a monthly salary. We work hard and look forward to a pay hike. We pay our bills and grumble about how everyone around us needs to change, including our boss. We do not have 'enough' money, and we believe that our problems arebecauseof others around us. The reality, however, might be that we ourselves are the problem, and we are the ones who need to change first, not the people around us. The salary becomes the focal point of our lives, and we begin working for money, rather thanmake money. Understanding that we all have the choice- to work for money, or to have money work for us. People who work for money are caught in a trap that they are unaware of.This trap is the cycle of working very hard, earning a salary, looking forward to vacations, balancing bill payments, holding on to the illusion of job security and, ultimately, looking forward to retirement. Fear and greed lead us to the trap We get into this trap because of fear and greed. The fear of losing our jobs gets us into the rat race, and the greed to buy more and more things, keeps us running in the rat race. The trap now becomes a never-ending reality. The fear of losing our jobs, and therefore losing our source of money, makes us insecure, thereby letting money (or the fear of lack of it) control our emotions, and our souls. What is important is to look deep and evaluate if a job is the best way to make money in the long run, and the answer, more often than not, is thatany job is just ashort-term solution to a long-term problem. The only way out of this fear-greed trap is to choose our thoughts. When we choose our thoughts, we are thinking rather than just responding to our emotions. Choosing our thoughts is asking'Is there something that I am missing here?'instead of'I deserve this raise.' I took this lesson to heart, and Mike and I began a comic-book library. Though it lasted just three months, we were masters of our finances and not employees. More importantly, the comic book lending library generated money for Mike and me, even when we were not physically present in our library. Our money was working for us. Rule 2: Financial literacy is necessary In 1994, I retired at the age of 47. My money was working for me. By this time, Mike had taken over his dad's business and grown it exponentially. Both of us were able to reach where we were, thanks to Mike's dads (myRich Dad)lessons in financial literacy. The fundamentals of financial literacy, as Mike's dad taught us, is captured in just one rule:Understand the difference between an asset and a liability You may want to believe that you know the difference between assets and liabilities.However, the truth is that a lot of us assume liabilities to be assets.Buying assets are about buying stuff that puts money in our pockets. Liabilities, on the other hand, take away money from our pockets. A lot of us might be hugely successful in our professional domains, but we may still be financially illiterate. Is your house an asset or a liability? Being financially literate is not just about making money, but more importantly, about how to spend money. A lot of us see our homes as 'assets'. However, if we dig a little deeper, we will realise that a house is a liability. Buying a house offers tax breaks, but it also entails additional cash expenses. Most of us buy our homes on 20-30 years mortgage. In a true accounting sense,the house, then, is a liability and not an asset, until you repay the entire mortgage. Buying a house and believing it to be an asset is delaying your financial education. There is no denying the emotional benefit of having your own house, but it is essential to building assets that generate the money with which you buy a house. Any hike in salary needs to be invested in assets that generate income, rather than in expenditure such as a bigger house. Themantrato remember isthat the rich buy assets, the poor have expenses, and the middle class buys liabilities, thinking they are assets. Rule 3: Mind your own business If you are asked what the business of McDonald's is, your answer, instinctively, would be'fast food'or'burger'.However, the founder of McDonald's, Ray Kroc, believed that McDonald's is in the business of real estate. The primary success factor for a McDonald's restaurant is its location, the land it is built on. This Ray Kroc story, recounted by Mike's dad, became our third lesson:Mind your own business It is important here to understand the difference betweenprofessionandbusiness.A lot of us use these words interchangeably. For Ray Kroc, his profession was to sell franchises for making burgers; but his business was to build assets regarding the income-generating real estate. As a professional, we are'minding'someone else's business. Instead, we should be'minding'our own business. As a professional, you are working for a salary that becomes your 'income'. As a business person, you are looking at spending your income to buy revenue-generating assets. The 'usual assets' like a mortgage-bought home, or a loan-bought car, become liabilities when we lose our jobs due to downsizing or restructuring. Minding your business is about buying revenue generating assets instead of liabilities or vanity goods.Revenue generating assets include stocks, bonds, mutual funds, real estate that generates net positive income after factoring mortgage, and anything that produces income. Rule 4: Use the cover of a corporation The genesis of levying taxes emerged from Britain, and the US, unlike most things British, adopted permanent taxation with the 16thAmendment. Taxes, today, have split us into two camps- the haves and the have-nots. The have-nots believe in the Robinhood philosophy of'take from the rich'.Ironically, it is the have-nots who lose the battle on taxation. Being in a job and working hard only enables the government to tax you more. The haves, on the other hand, plays the tax game very differently. The haves mind their own business, which generates tax benefits for them, unlike the have-nots who have a job and therefore get taxed even before their salary reaches their banks. What is financial IQ? In order to manage taxes, it is important to buildfinancial IQ.Financial IQ consists of the following four actions: Understand what accounting is all about: If you are minding your own business, or intend to do so, it is essential to understand the basics of accounting so that you can read and understand financial statements. Understand the science of making money or investing Understand the demand and supply aspects of the financial markets Understand the law, especially regarding how the law interprets the income of an individual versus the income of a corporation. When you work for someone, you earn, pay taxes, and spend whatever remains after that. But when you mind your own business,you earn, then you spend, and only then do you pay taxes. Rule 5: The rich invent money When Alexander Graham Bell had just patented his invention, the telephone, he went to the biggest corporation of that time. Bell offered Western Union his patent and his company for $100,000.Western Union refused, and Bell went on to create a billion dollars communication industry, with AT&T at the helm. Just like Alexander Graham Bell, we too have our 'inner critic' which makes us doubt ourselves, and possibly beg with others like Bell did with Western Union. It is equally true that there is a 'brave hero' inside us who dares to build something. It was possibly the 'brave hero' inside Bell that helped him overcome the rejection from Western Union, and set him on the path of creating massive wealth using his invention of the telephone. Information is wealth We are living in extraordinary times today. While land was the currency of wealth a few centuries ago, today it is information. Wealth, today, is not shackled by the geographical constraints. Opportunities abound around us, and this is the right time to ensure that our financial intelligence is at its best.How do we, then, increase our financial intelligence? The first concept of financial intelligence is that money is not real. The real money is our mind. Great opportunities to make money emerge from a well-trained mind. The mind, when trained well, identifies opportunities that later turn into money. Once we realise that the real money is in training our mind to be financially intelligent, we will be willing to take risks and invest in opportunities that others do not see. Rule 6: Work to learn A business consultant once told me'(They) are one skill away from great wealth'. This phrase means that our income can jump exponentially if we master one more additional skill. Earlier in this summary, we got to know that financial IQ is a combination of accounting, investing, understanding markets, and understanding the law. However, what most people understand about making money is'work hard'. For most of us, our income would go up exponentially if we combine'working hard'with the additional skill of financial IQ. While my Poor Dad encouraged to study more and become a specialist in one domain, my Rich Dad encouraged me to'know a little about a lot.' It is important to understand, at this stage, that learning does not get along well with job security. Education is the best investment You can learn only that much if you are in the same job for years. Falling in love with job security is a wrong long-term strategy. It may work in the short term, but in the long run, it is recommended that we work to learn more, rather than earn more. Education is more valuable than money in the long run Management of cash flow, management of your time and management of people, are the key management skills needed for success. Communication skills and the ability to sell are the other core skills required to succeed in life. Why do the financially literate struggle? Being financially literate does not solve everything though. Financially literate people may still struggle to build revenue generating assets due to the following reasons: Fear of losing money: There is nothing wrong in having a fear of losing money. This fear exists in all of us. What makes the difference is how you handle that fear. If the response to this fear is about playing it 'safe', then you start fearing failure, which becomes a much bigger problem than fearing losing money. The inability to take a risk makes the financially literate person ignore opportunities to build his assets column. Failure should inspire winning, not take you to the safe shores. Deep-rooted cynicism: That inner critic inside us can help us, or it can destroy us. When our doubts take over our lives, then for every action that you plan, there will be a doomsday scenario. The more you listen to the doomsday scenario, the more such thoughts will strangle you, forcing you to let go of every opportunity to buy a good quality asset. Laziness: Are you too busy to take care of your wealth? Does the same hold for your health also? The reality is that this is not about you being busy, this is about you avoiding something that you would rather not face. In order to beat laziness, you need to be a little greedy. Being greedy helps you move ahead, ask for more. Of course, too much greed will take you on the wrong track altogether. Bad habits: Good habits are difficult to build, while bad habits face no resistance at all. Prioritise yourself when it comes to financial literacy. Do not be the first to pay the bills. That's a bad habit because it prioritises others over you. Do not get pushed around by landlords, bill collectors and so on. Arrogance: When your ego combines with ignorance, it is a lethal combination. This lethal combination is called arrogance. Do not try the snake oil sales pitch to cover for your ignorance. Instead, educate yourself. 978-1-61268-019-4

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The Story of Amazon.com

]]> By Gilbert, Sara.
Mumbai Jaico Publishing House 2013 .
70 978-81-8495-437-1

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The Story of Apple

By Gilbert, Sara.
Mumbai Jaico Publishing House 2018 .
70 978-81-8459-363-3

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The Story of Coca Cola

]]> By Bodden, Valerie.
Mumbai Jaico Publishing House 2009 .
70 978-81-8495-773-0

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The Story of Facebook

]]> By Gilbert, Sara.
Mumbai Jaico Publishing House 2018 .
70 978-81-8495-438-8

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The Story of Google

]]> By Gilbert, Sara.
Mumbai Jaico Publishing House 2009 .
70 978-81-8495-364-0

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The Story of Microsoft

]]> By Musolf, Nell.
Mumbai Jaico Publishing House 2009 .
70 978-81-8495-365-7

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The Story of Nike

]]> By Frisch, Aaron.
Mumbai Jaico Publishing House 2009 .
70 978-81-8495-439-5

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The Story of Twitter

]]> By Gilbert, Sara.
Mumbai Jaico Publishing House 2015 .
70 978-81-8495-770-9

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Dhirubhai Ambani Against All Odds: A story of Perseverance, Courage and Hope

]]> By Krishnamurthy, A G.
Chennai McGraw Hill Education (India) Pvt. Ltd. 2008 .
132 978-0-07-007718-8

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From Start-up to Global Success: The Zensar Story

]]> By Natarajan, Ganesh.
New Delhi Sage Publications India Pvt. Ltd. 2016 .
258 978-93-515-0863-2

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How to Change the World: Social Entrepreneurs and the Power of New Ideas

]]> By Bornstein, David.
New Delhi Oxford University Press 2007 .
358 , David Bornstein's How to Change the World is the first book to study a remarkable and growing group of individuals around the world—what Bornstein calls social entrepreneurs. These men and women are bringing innovative, and successful, grass-roots approaches to a wide variety of social and economic problems, from rural poverty in India to discrimination against gypsies in Central Europe; from industrial pollution in the United States to child prostitution in Thailand. 978-0-19-947073-0

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India As A Pioneer Of Innovation

]]> By Singh, Harbir.
New Delhi Oxford University Press 2017 .
226 , This book explores the issues that promote and those that hinder the country’s rise as an innovation leader. Its balanced perspective on India's promises and failings makes it a valuable addition for those who believe that India's future banks heavily on its ability to leapfrog using innovation, as well as those sceptical of the Indian state's belief in the potential of private enterprise and innovation. 978-0-19-947608-4

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Walk The Talk: Women, Work, Equity, Effectiveness

]]> By Hazarika, Anjali.
New Delhi Sage Publications India Pvt. Ltd. 2017 .
337 , If we recognize that economic growth requires the efficient allocation of resources, then how can half of the world’s population be prevented from making a full contribution? We acknowledge that women are different, yet fail to realize their potential as equals. We accept that women need to be empowered, yet debate who should take the lead and who the stakeholders are. This book grows directly out of the personal challenges the author grappled with, the conversations she has had with women in a variety of settings, and the constructive debates with corporate representatives and policy planners on how the process of change should be initiated. It asserts that the responsibility of enhancing gender diversity at the workplace does not lie entirely with the companies, although much work needs to be done by them, but with several stakeholders—the government, NGOs, men, and women themselves—all of whom need to work together to bring about an equitable environment for women at the workplace. When these stakeholders operate in isolation they are less effective; they add greater value when networked. This book is a must-read for those who would like to walk the talk and suggests how together we can ensure equity with effectiveness. It provides ideas and agenda for action to create an ecosystem of empowerment. 978-93-864-4691-6

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Alibaba: The House That Jack Ma Built

]]> By Clark, Duncan.
Noida Harper Collins Publishers India 2016 .
287 , In just a decade and half Jack Ma, a man who rose from humble beginnings and started his career as an English teacher, founded and built Alibaba into the second largest Internet company in the world. The company’s $25 billion IPO in 2014 was the world’s largest, valuing the company more than Facebook or Coca Cola. Alibaba today runs the e-commerce services that hundreds of millions of Chinese consumers depend on every day, providing employment and income for tens of millions more. A Rockefeller of his age, Jack has become an icon for the country’s booming private sector, and as the face of the new, consumerist China is courted by heads of state and CEOs from around the world. Granted unprecedented access to a wealth of new material including exclusive interviews, Clark draws on his own first-hand experience of key figures integral to Alibaba’s rise to create an authoritative, compelling narrative account of how Alibaba and its charismatic creator have transformed the way that Chinese exercise their new found economic freedom, inspiring entrepreneurs around the world and infuriating others, turning the tables on the Silicon Valley giants who have tried to stand in his way. Duncan explores vital questions about the company’s past, present, and future: How, from such unremarkable origins, did Jack Ma build Alibaba? What explains his relentless drive and his ability to outsmart his competitors? With over 80% of China’s e-commerce market, how long can the company hope to maintain its dominance? As the company sets its sights on the country’s financial and media markets, are there limits to Alibaba’s ambitions, or will the Chinese government act to curtail them? And as it set up shop from LA and San Francisco to Seattle, how will Alibaba grow its presence and investments in the US and other international markets? Clark tells Alibaba’s tale within the wider story of China’s economic explosion—the rise of the private sector and the expansion of Internet usage—that haver powered the country’s rise to become the world’s second largest economy and largest Internet population, twice the size of the United States. He also explores the political and social context for these momentous changes. An expert insider with unrivaled connections, Clark has a deep understanding of Chinese business mindset. He illuminates an unlikely corporate titan as never before, and examines the key role his company has played in transforming China while increasing its power and presence worldwide. 978-0-06-241340-6

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An Unfinished Agenda: My Life in the Pharmaceutical Industry

]]> By Reddy, K Anji.
Gurgaon Penguin Random House India Pvt. Ltd., 2015 .
270 , From his birth in a village in Andhra to founding and running Dr. Reddy's Laboratories, now one of India's largest pharmaceutical enterprises, Dr. K. Anji Reddy's journey makes for an inspiring story. That story is told rivetingly in his own words in his memoir, An Unfinished Agenda. Dr. Anji Reddy became an entrepreneur at a time when India was woefully short of technology to manufacture many basic medicines. Then, in barely three decades, the Indian pharmaceutical industry had grown to the point that India not only became self sufficient in medicine but also a supplier of affordable generic medicines to the world. Dr. Anji Reddy provides a ringside view of this remarkable transformation, with fascinating anecdotes about those who made it happen. The history of modern medicine is a gripping story of triumphs and failures. An Unfinished Agenda takes the reader on a whirlwind tour of the science of medicine over the last hundred years and reminds us of the stark challenges that remain. 978-0-670-08780-8

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